A really cool feature that some insurance companies offer is the direct repair program. This is a program that will let policyholders get their vehicle maintenance done. The auto repair shop and the insurance company will draw up a contract that will allow the insured individual to get repairs done on their vehicle.
The program works like this, if you have an automobile accident then you will immediately contact your insurance company, if you were not the driver who was at fault, then you would contact the insurance company of the other driver. The insurance company will give you a list of licensed repair shops in your area that can perform the necessary repairs on your vehicle to fix it. They will try to find you an automobile repair shop that is located conveniently in your area. You will not have the hassle of having to fill out the paperwork, because the insurance company will take care of that for you. In some cases, you can even utilize a rental car until the repairs on your vehicle are completed.
The repair shop will benefit from the direct repair program because they are able to receive continuous business some repair shop even participate in direct repair programs with several insurance companies, however, the repair shop is not the only one to benefit from this type of arrangement. The insurance company will generally receive a discount from the repair shop just for using their services to fix the repairs on vehicles.
Probably the best feature that insurance company customers receive from a direct repair program is that the auto repair shop will not have to constantly stop working on your vehicle to waxing insurance company if they can order of parts or if they can do certain things to fix the vehicle. This is something to think about when shopping around for insurance quotes for your car. They can do whatever they feel is necessary to fix the vehicle, which is probably the number one best feature for customers who have a direct repair program and their contract with the insurance company. They will not have to have numerous delays in getting their vehicle fixed, because delays will cause them to be without their vehicle unnecessarily.